How Much Should You Spend On A Wedding Ring – As the season of weddings approaches, chances are you’re asking these questions. After all, “How much should I spend on a wedding gift?” The question of giving gifts is often asked. Here’s a recent email from reader “AskCheryl” on the subject.

Hi Cheryl, I was recently discussing with a friend what is an average or acceptable amount for a wedding gift. She hasn’t been to a wedding in a while and needs to make sure she’s giving a reasonable gift. How much do you think the prize should be? Thank you, Mary Ann

How Much Should You Spend On A Wedding Ring

How Much Should You Spend On A Wedding Ring

Mary Ann’s friend is like most of us. We don’t know how much we want to spend on a wedding gift. Unfortunately, there is no simple answer, and there is no set amount you should spend (or amount you should give if giving a cash gift). The amount you spend depends on your budget and relationship with the couple (or their parents). If it is common practice to spend more on a close relative or if you are very close to the couple, it depends on your budget. No one wants to “break the bank” and spend more than they can afford. Additionally, what is considered “acceptable” varies by culture and region within a country.

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Interestingly, a myth is circulating among some of the guests. They point out that they should base the price of the gift on how much the couple spends on food and entertainment. This modern myth is simply not true. Again, the amount you spend will depend entirely on your budget, how close you are to the bride and groom, and what you think is an appropriate gift.

“It’s a bad idea to use the price per plate as a guide to how much you should spend on a wedding gift,” says Jessica Sylvester, deputy editor and wedding expert with New York magazine. “You don’t give your best friend a less expensive gift just because she’s in a more casual relationship.”

What guests spend can also vary significantly by location or region. You can use the above as a guide, but customs in your family or region may be more or less. I can share that the average amount spent on a wedding gift in 2014 by was $120.

If you choose to purchase from a couple’s wedding registry, we recommend purchasing in advance so you have the best selection of gifts and price ranges. makes it easy to find all of a couple’s registries in one convenient place by simply entering the name of the bride or groom.

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Tell us what you think! Please comment below and let us know how much you usually spend on a wedding gift, or what you think is appropriate.

The emails in this column are received from actual blog readers. Emails may be edited for spelling and grammar or sensitive information may be removed, however, we are careful not to change the intent or content of the question.

Cheryl Seidel is the founder and president of, an intuitive search engine that helps gift givers quickly and easily find online registries for weddings, baby showers, graduations and more.

How Much Should You Spend On A Wedding Ring

By entering your email and clicking Sign Up, you agree to send you customized marketing messages about us and our advertising partners. You also agree to our Terms of Service and Privacy Policy. You’re engaged! You’re getting ready to marry the love of your life, your best friend, your partner – and you need to figure out how to cope.

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Between Pinterest and the coverage surrounding every celebrity wedding, the pressure to have a five-star, luxury wedding is high — and kind of intimidating. When you start getting quotes from vendors and what you thought was a couple hundred dollars is actually a few thousand dollars, reality sets in.

Weddings are expensive. If you don’t manage those expenses wisely, you can start your married life in a huge debt pile. That’s why it’s important to set a budget and stick to it.

According to The Knot’s 2017 Real Weddings Study, the national average cost of a wedding is $33,391. Don’t have that kind of cash? You are not alone.

According to a 2018 study by Student Loan Hero, 74% of couples take on debt for their wedding. Although this is normal, it makes it more difficult to build a future together. Instead of focusing on saving for the things you want, like a nice honeymoon vacation, a new car, a house, new furniture, or kids, you focus on paying off debt.

How Much Should You Spend On A Wedding Ring?

The study revealed that nearly half of couples (47%) will spend $20,000 or less on their wedding. With the average cost being $13,000 more than that, it’s easy to see how many couples end up in debt.

How do you avoid debt and create a wedding budget that works for you? Here are some simple steps that can help us:

First, look at your savings. How much can you spend on your wedding? You don’t want to use it all, because it’s important to keep some money back for an emergency fund.

How Much Should You Spend On A Wedding Ring

Next, see what you and your soon-to-be spouse can save each pay period. How much will it be by the time your wedding expenses are paid off?

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What you can contribute from your savings and what you can save each pay period is the basis of your budget.

Now it’s time to have some tough conversations. Want your families to chip in for the wedding? Do you want them to chip in?

If relatives want to help financially, how much do they want to help? Decide whether they will help by paying for specific aspects of your wedding, such as purchasing the dress or floral arrangements, or whether they want to contribute a set amount to the overall budget.

If they cover an area related to the wedding, take that item out of the wedding budget (we’ll talk about that in a few minutes). Add the financial contribution to your savings amount. This is your wedding budget.

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So, if you and your spouse can contribute $18,000 from savings and your family is willing to contribute $15,000, you have a total wedding budget of $33,000.

That’s a lot of money! With $33,000 you can buy exactly what you want with no cuts. right?

Many couples wonder how much things cost. Take flowers, for example. You can get a bouquet at the grocery store for $15, but a professionally designed centerpiece using specific flowers that match your design can cost upwards of $80. According to The Knot, the average amount spent on flowers last year was $2,379.

How Much Should You Spend On A Wedding Ring

Make a list of the top three things you both want for your wedding. Do you want delicious food? Or maybe your favorite foods? Do you want an interactive element like a donut wall or photo booth? Maybe you want to invest more in photos so you can look back and remember the day.

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When you share your priorities, they may differ — and that’s okay. Don’t get discouraged. Talk about why these things are important to you and decide together what your final priorities are.

Now that you know your budget; You know your priorities; You also know the national average of the cost of a wedding. But do you know how much sellers charge in your area? Remember, the average means that some areas are less expensive, while others are significantly more.

Run a few searches in your area to get an idea of ​​what to expect. Metropolitan areas are operated at a higher rate than more rural areas, so keep that in mind.

Once you have a general idea of ​​your main budget and the prices of vendors in your area, it’s time to budget an item. This will help you analyze where you prioritize and make it easier if you want to go over budget in one category or underspend in another.

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Not sure what percentage of the budget you should allocate to certain categories? Here’s a breakdown to help you get started. Amounts listed are based on the national average of $33,391.

We spoke to wedding experts and personal finance experts from around the country to get the inside scoop on how to scale back expenses.

If a grand cake isn’t on your priority list, you can save money by having a smaller cake for you and your new spouse to cut, and a sheet cake for guests to be cut by the catering staff. If you still want an impressive cake look, but your budget won’t allow it, see if your baker is willing to decorate a foam cake for presentation, but offer sheet cakes.

How Much Should You Spend On A Wedding Ring

Greg Jenkins from Bravo Productions in Long Beach, California suggests, “Instead of a large wedding cake, create a faux cake for photos and use a sheet cake to serve to guests. It will be

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